Certified Floodplain Manager (CFM) Practice Exam 2025 - Free CFM Practice Questions and Study Guide

Question: 1 / 400

When are properties considered Pre-FIRM regarding flood insurance?

After 12/31/1974 or the first FIRM, whichever is earlier

Before the first FIRM or 12/31/1974, whichever is later

Properties are considered Pre-FIRM before the first Flood Insurance Rate Map (FIRM) or 12/31/1974, whichever comes later. This means that if a property was built before the first FIRM was created or before 12/31/1974, it is considered Pre-FIRM. Option A is incorrect because it states "after" the first FIRM or 12/31/1974, when the correct phrase is "before". Option C is incorrect because it only mentions the establishment of the National Flood Insurance Program (NFIP), which is not directly related to the classification of Pre-FIRM properties. Option D is incorrect because it restricts the timeframe to only the year 1974, when Pre-FIRM properties can exist before or after this specific year.

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Only after the establishment of NFIP

During the year 1974 exclusively

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