Certified Floodplain Manager (CFM) Practice Exam 2026 - Free CFM Practice Questions and Study Guide

When a community fails to enforce proper floodplain management regulations, it can lead to a suspension from the NFIP (National Flood Insurance Program). This means that the community will no longer have access to federally backed flood insurance, making it more difficult and expensive for residents to protect their homes and businesses from potential flood damage. Failing to pay annual fees and not participating in flood drills are not factors that can lead to a community's suspension from the NFIP. Overdevelopment of flood-prone areas may also contribute to flood risks, but it is not the sole reason for a community's suspension from the NFIP. Therefore, the correct answer is C, as it specifically addresses the actions of the community and their responsibility in managing flood risk.